Cookie Policy

This Cookie Policy explains how TIME2MONEY PTE. LTD. (“Time2Money”, “we”, “our”, or “us”) uses cookies and similar technologies on our website time2money.com.sg (the “Website”) and mobile applications (the “App”). It should be read together with our Privacy Policy.

Company Information

• Company: TIME2MONEY PTE. LTD.
• UEN: 202534170K
• Registered Address: 22 Sin Ming Lane, #06-76, Midview City, Singapore 573969
• Phone: +65 8743 9477
• Data Protection Officer (DPO): dpo@time2money.com.sg

1. What Are Cookies?

Cookies are small text files placed on your device when you visit a website or use an app. They help us remember preferences, improve user experience, and analyze usage. We may also use pixels, tags, SDKs, and device identifiers for similar purposes.

2. Types of Cookies We Use

• Essential Cookies – Required for login, security, and account access. Cannot be disabled.
• Analytics & Performance Cookies – Collect interaction data (e.g., Google Analytics, Firebase).
• Advertising & Targeting Cookies – Deliver relevant ads, measure performance, prevent fraud.
• Functionality Cookies – Store preferences (language, region, interests) for enhanced features.

3. How We Use Cookies

We use cookies to:

• Authenticate users and manage sessions
• Remember user preferences
• Track ad engagement and viewing duration
• Analyze performance and usage trends
• Deliver personalized ads with advertising partners

4. Third-Party Cookies

Some cookies are set by third parties such as Google, Facebook, YouTube, and payment providers. Their use is governed by their own privacy policies.

4.1 Google AdSense & DART Cookie

We use Google AdSense to display advertisements. Google uses cookies, including the DART cookie, to serve ads based on your visits to this and other websites. The DART cookie enables Google and its partners to serve ads based on your browsing history.

You can opt out of the use of the DART cookie by visiting Google Ads Settings or www.aboutads.info.

5. Managing Cookies

You can manage or disable cookies in your browser/device settings, but some features may not function properly. Most browsers allow you to:

• Block all cookies
• Block cookies from specific sites
• Delete existing cookies

6. Consent

By clicking “Accept” on our cookie banner or continuing to use our Website/App, you consent to our use of cookies. If not, you may reject cookies via banner or browser settings.

7. Updates

We may update this Cookie Policy from time to time. Updates will be posted here with the revised effective date.

8. Contact Us

Data Protection Officer (DPO)
TIME2MONEY PTE. LTD.
22 Sin Ming Lane, #06-76, Midview City, Singapore 573969
Phone: +65 8743 9477
dpo@time2money.com.sg