Time2Money

This Privacy Policy (“Policy”) explains how TIME2MONEY PTE. LTD. (“Time2Money”, “we”, “our”, or “us”) collects, uses, discloses, and protects your personal data when you use our website time2money.com.sg, our mobile applications (“App”), and related services (collectively, the “Services”).

1. Personal Data We Collect

We may collect the following categories of personal data:

Identity Data: Name, username, gender, date of birth, country, referral code.
Contact Data: Email, phone number, mailing address.
Profile Data: Preferences, interests, selected campaigns.
Usage Data: Ads viewed, time spent, engagement activities.
Transaction Data: Donations, ad revenue contributions, payment method.
Technical Data: Device ID, IP address, browser type, cookies, session data.
Marketing Data: Communication preferences, consent choices.

2. How We Collect Data

We collect data in three main ways:

Directly from you (e.g., account signup, forms, emails).
Automatically (cookies, analytics, app activity, engagement logs).
From third parties (advertisers, analytics tools, payment processors).

3. Purposes of Use

We process your data for purposes including:

Account creation and management
Service delivery and personalization
Analytics and performance improvements
Marketing, promotions, and campaigns
Donations and payment processing
Legal and regulatory compliance
Fraud detection and security monitoring

4. Disclosure of Data

We may share data with service providers, advertisers, charity partners, regulators, or affiliates where necessary. We do not sell your personal data to third parties.

5. International Transfers

Your data may be stored or processed outside Singapore. We ensure such transfers comply with the Personal Data Protection Act (PDPA).

6. Data Retention

We retain personal data only as long as necessary for the purposes stated. When no longer needed, it will be deleted or anonymized.

7. Data Security

We use encryption, access controls, and regular audits to protect personal data. However, no system is completely secure.

8. Your Rights

Access your personal data
Request corrections or updates
Withdraw consent at any time
Request deletion (subject to legal obligations)

9. Cookies & Tracking

We use cookies, pixels, and similar technologies to improve performance, personalize your experience, and deliver ads. You may disable cookies in your browser, but some features may not work properly.

9.1 Advertising Partners (Google AdSense)

We use Google AdSense and other advertising partners. These partners may use cookies (including the DART cookie) and device identifiers to serve personalized ads and measure performance. Users may opt out of personalized advertising by visiting Google Ads Settings or www.aboutads.info.

10. Children’s Privacy

Our Services are not directed at individuals under 18. We do not knowingly collect data from children.

11. Third-Party Links

Our Website and App may contain links to third-party services. We are not responsible for their privacy practices.

12. Updates

We may update this Policy from time to time. Updates will be posted on this page with the revised effective date.

13. Contact Us

Data Protection Officer (DPO)
TIME2MONEY PTE. LTD.
22 Sin Ming Lane, #06-76, Midview City, Singapore 573969
Phone: +65 8743 9477
dpo@time2money.com.sg

Privacy Policy

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